Standardlifebank.com was launched in January 1998 and has since enjoyed remarkable growth. They believe their success is due to their unique approach to mortgages and savings. They are a wholly owned subsidiary of The Standard Life Assurance Company, Europe’s largest mutual life assurance company. Looking after their customers is at the heart of everything they do. Standardlifebank.com offer: - They believe in offering a fair deal over the long term
- They offer consistently good rates
- Their staff are friendly and helpful
- Their procedures are as simple as possible
- Their costs are low and we pass these savings on to our customers
- Their products are designed to be user friendly
MortagesStandard Life Offer a range of different mortgages: - Discounted Variable Rates
- Fixed Rates
- Buy to Let
- Regular Bonus
- Long Term Capped Rate
- Offsetting
- Cash Reserve
- Credit Reassessment
- Existing Customers
- Jargon Buster
- Application Process
- Rates
- Online Application
Direct Access Savings AccountIf your surplus cash is tied up in a bank or building society deposit account, poor interest rates mean you could be losing out. At Standardlifebank.com, they aim to offer consistently competitive interest rates that can help you see your money grow. Below is a range of features and benefits that Standardlifebank.com's Direct Access Savings Account can offer: - Tiered rates
- Direct access to your money
- Consistently competitive rates for now and in the long term
- Option to link your accounts with friends and family to earn extra interest.
- No day-to-day charges
- Convenience of internet banking
- Option to open a child trust account and earn tax-free interest for the children in your life right up until they are 16 years old.
- Link your savings with their Freestyle variable rate mortgage to save interest.
Home InsuranceEven if you do not have a mortgage with Standard Life, you can still acquire their home insurance. The premium you pay is based on the type and size your property. Whether you’re an existing customer or soon to be a new one or even if you have your mortgage with another lender you can still insure your home through Standard Life. Buildings Insurance:- Cover for Subsidence, Heave or Landslip
- Automatic inflation protection
- Damage to pipes and cables
- Owners liability up to £1,000,000
- Cost of alternative accommodation
- Accidental breakage of glass and fixed sanitary fittings
- Optional accidental damage cover
Contents Insurance:- New for old cover
- Protection against accidental damage to TV, Video, Audio and Computer equipment
- Personal money in the home
- External locks replaced if keys stolen
- Occupiers and personal liability up to £1,000,000
- Cost of alternative accommodation
- Cover away from home for personal possessions including pedal cycles
- Cover while abroad for up to 30 days in any year
- Optional accidental damage cover
- Automatic inflation protection
In the event that you have to make a claim, Standard Life have a dedicated 24-hour helpline. So if your pipes burst or a window breaks, you are able to call at any time. Additional information can be found on the Standardlifebank.com website. (See the links above) | 
Standard Life Bank
