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Hsbc.co.uk was founded in 1836 and in 1992 became part of the HSBC group. In a blaze of publicity, Hsbc.co.uk plc announced that it was to be known simply as HSBC (Hongkong and Shanghai Banking Corporation).

HSBC are committed to:

• providing high-quality service
• recognising your individual needs
• being as accessible as possible
• carrying out your requests quickly and reliably.

If you bank with HSBC, branch banking is just one way to look after your finances. You'll also be able to take advantage of Internet Banking, TV Banking and Telephone Banking services for added convenience.

The HSBC bank account offers:

• value for money
• easy access
• flexible money management
• agreed overdraft facilities that are fairer to customers
• a free monthly sweep of excess funds to an HSBC Bank Savings Account
• no arrangement fees on overdrafts less than £5000
• a debit card (subject to status) that can be used to:
• - pay for goods and services in the UK and abroad
• - withdraw cash from any UK cash machine free of any charges from HSBC and throughout the world from machines displaying the Cirrus or Maestro symbols
• - guarantee cheques up to the limit on your card.

With so many choices to make when you're looking for the credit card that best suits you, it can seem like hard work sorting through all your options.

The HSBC credit card offers you:

• Competitive rates for long-term value
• up to 56 days' interest-free credit
• access to cash machines worldwide
• fraud protection for purchases from high street to internet.

You can access the credit card account via the internet, telephone, using the TV, or face to face in your local branch. You can also arrange to make your monthly payments by Direct Debit to avoid any inconvenience. Plus fraud protection measures mean that you enjoy the same standards of security wherever you use your card.

HSBC offer a range of mortgages to reflect the needs of customers:

HSBC have developed a package of features that are designed to give you a permanently fair deal:

• No gimmicks, no catches and no tie-ins with the variable rate mortgages. HSBC are confident in the quality of their product, so if you're not happy, you're free to leave with no hassle or charges from them.
• HSBC guarantee that within one month of a Bank of England base rate reduction, they will amend their Home Buyer variable rates to no more than 1% above base rate - and that's a guarantee for the life of the loan.
• You have the flexibility to make overpayments, shortening the life of your mortgage - and potentially saving you thousands of pounds.
• HSBC calculate interest daily.
• The Home Buyer mortgages meet all the government's CAT standards for fair charges and terms.

Additional information can be found on the Hsbc.co.uk website.
(See the links above)