Ingdirect.co.uk is not a regular bank. There are no branches, banking is conducted via the Internet, over the phone, or via ATM machines. This means Ingdirect.co.uk are able to pass those savings on to the customer, with much higher interest on deposits, lower interest on loans, and by charging no fees or service charges.
Ingdirect.co.uk is the operating name of ING Bank of Canada, a member of ING. ING Bank of Canada is a Schedule II chartered Canadian bank, which means they have to follow the same rules and regulations as other Canadian banks. ING stands for Internationale Nederlanden Group.
Personal Savings
Investment Savings Account (ISA)
The product that started the revolution. Save your money and earn interest considerably higher than the average of the major banks. The Investment Savings Account has no minimums, you pay no fees or service charges and does not lock in your money.
Registered Investment Savings Account (RSP ISA)
Saving for retirement has never been easier. Plus, enjoy all the benefits of their Investment Savings Account in a registered retirement saving account.
Guaranteed Investments (GICs)
Earn higher interest: competitive rates, no minimums, no fees and a cashable (early redemption) interest rate that is higher than most savings accounts.
Registered Guaranteed Investments (RSP GICs)
Earn higher interest: competitive rates, no minimums, no fees and a cashable (early redemption) interest rate that’s higher than most savings accounts.
US Dollar Investment Savings Account (US$ ISA)
Do you keep US cash or are you a frequent traveler to the US? Save your US dollars and get one of the most favourable exchange rates. Pay no fees or service charges.
Mortgages
Ingdirect.co.uk claim their Mortgages give you one of the best rates available.
Borrowing
Credit Account - A personal line of credit that has a low rate of interest, flexible repayment terms, comes with its own debit card and requires no collateral. Good credit is all the security needed.
Business Savings
Business Investment Savings Account (BISA) - Ingdirect.co.uk claim their investment savings account gives the best interest available with no fees or service charges.
Mutual Funds
For clients who want more diversification to fulfil their investment goals, 18 mutual funds are available for purchase through Ingdirect.co.uk Funds Limited.
Additional information can be found on the Ingdirect.co.uk website.
(See the links above)
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