Personal Finance





.me.uk



HSBC


Hsbc.co.uk’s international network comprises over 9,500 offices in 80 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa.

With listings on the London, Hong Kong, New York and Paris stock exchanges, shares in Hsbc.co.uk Holdings plc are held by around 190,000 shareholders in some 100 countries and territories. The shares are traded on the New York Stock Exchange in the form of American Depositary Receipts.

Hsbc.co.uk claim to have put a lot of effort into streamlining their bank accounts. They are easy to open, simple to understand, and above all, easy to manage.

Hsbc.co.uk are committed to:
  • providing high-quality service
  • recognising your individual needs
  • being as accessible as possible
  • carrying out your requests quickly and reliably.
If you bank with Hsbc.co.uk, branch banking is just one way to look after your finances. You'll also be able to take advantage of Internet Banking, TV Banking and Telephone Banking services for added convenience.

The Hsbc.co.uk bank account offers:
  • value for money
  • easy access
  • flexible money management
  • agreed overdraft facilities that are fairer to customers
  • a free monthly sweep of excess funds to an Hsbc.co.uk Bank Savings Account
  • no arrangement fees on overdrafts less than £5000
  • a debit card (subject to status) that can be used to:
  • - pay for goods and services in the UK and abroad
  • - withdraw cash from any UK cash machine free of any charges from Hsbc.co.uk and throughout the world from machines displaying the Cirrus or Maestro symbols
  • - guarantee cheques up to the limit on your card.
With so many choices to make when you're looking for the credit card that best suits you, it can seem like hard work sorting through all your options.

The Hsbc.co.uk credit card offers you:
  • Competitive rates for long-term value
  • up to 56 days' interest-free credit
  • access to cash machines worldwide
  • fraud protection for purchases from high street to internet.
You can access the credit card account via the internet, telephone, using the TV, or face to face in your local branch. You can also arrange to make your monthly payments by Direct Debit to avoid any inconvenience. Plus fraud protection measures mean that you enjoy the same standards of security wherever you use your card.

Hsbc.co.uk offer a range of mortgages to reflect the needs of customers:

Hsbc.co.uk have developed a package of features that are designed to give you a permanently fair deal:
  • No gimmicks, no catches and no tie-ins with the variable rate mortgages. Hsbc.co.uk are confident in the quality of their product, so if you're not happy, you're free to leave with no hassle or charges from them.
  • Hsbc.co.uk guarantee that within one month of a Bank of England base rate reduction, they will amend their Home Buyer variable rates to no more than 1% above base rate - and that's a guarantee for the life of the loan.
  • You have the flexibility to make overpayments, shortening the life of your mortgage - and potentially saving you thousands of pounds.
  • Hsbc.co.uk calculate interest daily.
  • The Home Buyer mortgages meet all the government's CAT standards for fair charges and terms.
Additional information can be found on the Hsbc.co.uk website.
(See the links above)


The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
Copyright © www.personal-finance.me.uk. All rights reserved.

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