Egg.com are an online financial services provider. Launched in 1998 with the purpose of helping customers to understand and manage their money more effectively, they cover banking, investments, and insurance.
Today, Egg.com have over two million customers. In June 2000, they listed on the London Stock Exchange, are now 79% owned by Prudential plc and 21% owned by their shareholders.
Savings Accounts
With the Egg.com Savings Account (Internet) yoy can manage your savings online 24-7. Whether you want to move money or just keep up to date.
Egg.com Mortgages
Egg.com provide two mortgages with both being really flexible. The Egg.com Mortgage has a saver option which lets you offset your savings against the amount you owe, making it easy to pay off your mortgage quicker. There are no penalties for overpaying and since Egg.com calculates interest daily, overpayments will reduce the total amount of interest charged as soon as they clear. This saves you money in the long term.
You can overpay at any time using lump sums of more than £500, or by simply increasing your regular monthly payments. What happens if you need the money back? If you have a standard variable rate mortgage and, as long as your outstanding mortgage is greater than £26,000, you can withdraw your overpayments (subject to a minimum of £250) by phone or by post.
Egg.com Loans
Borrow the money you need, from £1,000 to £25,000, there are no nasty surprises, what you see is what you get. Personal loans are flexible, so you can increase or decrease your payments without penalty, or take an agreed repayment break. You can even top-up an existing Egg.com Loan if you need to.
If you're absent from work for an extended period due to accident, sickness or unemployment, you may find it difficult to keep up the repayments on your Egg.com Loan. And, in the event of your death, the last thing your dependants want is to be burdened with any remaining debt. Egg.com have put in place a loan payment protection plan that could help you. Their loan payment protection is as flexible as the Egg.com Loan itself. You choose whether to cover yourself against accident and sickness, unemployment or loss of life, or a combination of these, (although you can't have life cover on its own). You could receive benefit until you return to work, your loan ends or up to 12 months for unemployment cover, whichever is earlier.
Additional information can be found on the Egg.com website.
(See the links above)
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