In 1995, following a decision by its members, Cheltenham & Gloucester Building Society converted from a mutual society to a plc and became part of the Lloyds Bank Group. As well as selling mortgages through C&G and Lloyds TSB branches, C&G has its own telephone sales operation, C&G Mortgage Direct, a strong presence on the Internet, and a specialist telephone and postal investment service, C&G Invest Direct. Cheltenham & Gloucester offer: - Mortgages
- Investments
- Credit cards
C&G Mortgages- Buy to let - property investment - Borrow up to 80% of the value of an investment property
- Fixed rate - stick to a budget - Make budgeting easier with a rate that remains the same for up to seven years, no matter what happens to interest rates generally
- Discount - pay less in the early years - Get a discount off their Standard Variable Mortgage Rate for up to five years
- Tracker - track the Bank of England base rate - Benefit when rates fall with a rate that moves in line with the Bank of England base rate
- Capped rate - stop your payments going above a certain level - Put a lid on rate rises, but benefit if rates fall
- Standard Variable Mortgage Rate - no tie-in - Flexibility of a variable rate with no tie-in
- Additional loans - borrow more at mortgage rates - If you already have a mortgage with C&G and want to borrow more for anything from a holiday to home improvements you can do so at current mortgage rates
SavingsWhether you want instant access to your money or want the better returns that come with longer term saving, Cheltenham & Gloucester enable you to choose from: - Cash ISA - Simple tax-free savings
- TESSA ISA - A tax-free home for your matured TESSA
- Direct Transfer - Linking your savings and current accounts
- Tracker - Following the Bank of England Base Rate
- London Account - The more you save the higher the interest
- Cheltenham Gold - Instant access and tiered interest
- Branch 10 - Branch run account paying a competitive rate
- Young Investor - An account for children
- 90 Day Account - Higher interest for 90 days notice
- Direct 30 - Postal account with 30 days notice
- Fixed Rate Bond - A single guaranteed rate
Cheltenham & Gloucester Credit CardC&G Platinum credit card has no annual fee and you can benefit from the many other features that come as standard. Additional information can be found on the Cheltglos.co.uk website. (See the links above) |